It is one thing to invest prudently. It is another to be worry-free about it. We hear daily about the many influences that impact our investments. Markets can be volatile. Interest rates rise and fall. There is even a small possibility someone will try to defraud us.

It is one thing to invest prudently. It is another to be worry-free about it. We hear daily about the many influences that impact our investments. Markets can be volatile. Interest rates rise and fall. There is even a small possibility someone will try to defraud us.

How do we protect ourselves against the seemingly limitless influences that affect our investments?

First, develop a long-term plan. Make sure you understand the essentials of your plan so you can change it if necessary. It is common to face occasional stormy markets, just as it is common to experience delays and bad weather when you are on vacation.

Second, a trained investment advisor has the experience and tools to help you consider what you want and need from your investments. Engage an investment advisor to help guide you if you do not have the knowledge or time to create and manage your financial plan.