Getting started

Financial planning is similar to planning a trip. We start by thinking about where we want to be at some future point. We then determine how we want to get there, calculate how long the journey will take and what it will cost. We also consider the risks involved, and what sort of help/advice we will need along the way. After considering our options, we decide when, where and how we will get to our destination.

As you begin your investment journey, there are three key questions you should ask yourself:

  • What are your financial goals?
  • How comfortable are you with taking some risk, if it means your returns might be higher?
  • Do you have outstanding high interest debts to pay off?
  • Do you need assistance and guidance from a financial advisor?

Click on the headings below for information to help you answer these questions and make the right choices for your situation and goals.